There are a few financial perks to marriage, which tend to add monetary value to the vows that couples so tediously work on in the days leading up to their wedding ceremony. Among these two things are better tax rates and more affordable car insurance, making a wider number of cars much more affordable to own and drive. Indeed, married couples are assessed to be a far lower safety risk on the country’s highways than their single and divorced counterparts, landing them a universally lower rate in most cases. Among those rates, these are the five most affordable vehicles to insure for newlyweds on a budget.
5. Chevrolet Cruze
There’s really no doubt: Data backs up that the most affordable cars to insure are those made domestically. This is probably because of more readily-available (and affordable) parts, and cheaper costs to repair any damage that might happen to a domestic model. In particular, the Chevrolet Cruze enjoys great standard safety features and has an industry-leading stability control feature that has been well-reviewed by critics almost everywhere. That’s the kind of feature that lowers a vehicle’s risk and benefits consumers financially, especially those who are recently married.
4. Ford Focus
The compact car class is full of really strong models lately, and the Ford Focus is no exception to this rule. With standard anti-lock brakes, passive theft installation, and a strong frame that can survive pretty nasty impacts, insurance companies offer a lower rate on average for the Ford Focus no matter a driver’s relationship status. Its 40 mile per gallon highway rating is the icing on this affordable cake, helping to fatten up newlywed wallets in a real way.
3. Hyundai Elantra
The recent redesign of virtually the entire Hyundai line has resulted in a series of vehicles that are as attractive as they are safe. The company has enjoyed a relatively blemish-free safety reputation since its emergence in the United States, and its 2012 models are among the most safe and capable it has ever produced. With standard anti-lock brakes, optional anti-theft devices, and standard stability control on all models, insurance companies will reward the ownership of a Hyundai quite handsomely. That savings comes even despite the car’s status as an imported noel.
2. Mazda 3
The Mazda 3 is widely known as the car that saved the company, and it has restored the Japanese automaker’s reputation as a producer of safe and long-lasting cars that stand the test of time. Car insurance companies love the “soul of a sports car” mentality, which sees this model come with one of the best stability control devices on the market. Combined with great cash test rating and standard anti-lock brakes, the car is easily as safe as it is efficient. That’s a good, and highly affordable, thing for newlyweds while they car shop.
1. Honda Civic
The Honda Civic is one of those elusive cars that has enjoyed a reputation as impossible to kill. Indeed, these cars routinely last well into the 200,000 mile range and they seem to survive just about every accident that other motorists can throw at them. The car’s built-in stability control, safety features, and rear camera, make it one the most fully-featured and safe cars on the market, and insurance companies have rewarded it with a really great rate of coverage.
Great Options for Newlyweds
The savings when making the transition from single to married is notable, both for car insurance and other products. Combining this lower-risk status with a safe vehicle can only compound those savings and lead to longer-term insurance rates that are exceedingly budget-friendly. Whether it’s a domestic or foreign models, there are plenty of great automobiles that won’t cost an arm and a leg to insure, maintain, or even fill up at the pump.
Are you looking for a car with affordable insurance? Go online to Kanetix.ca/auto-insurance to compare these 5 cars listed above to see what the cost of insurance is per year and see which insurance provider is best for you. With Kanetix’s reputable quoting service, you can compare multiple quotes in one instance. Apply online today to save time and money.
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